API Security & Integration

Moraph licenses, implements and runs MuleSoft's Anypoint Platform as the controlled layer between your core and mainframe systems and the fintech apps, partners and channels that need their data. We build and operate the integrations, apply security policies to every API, and monitor traffic and failures as a managed service. Your organization decides which data is exposed, to whom, and on what terms.

The problem it solves

Core banking and mainframe systems were built for batch files and terminal sessions, not for dozens of partners calling in at once. Over time institutions add point-to-point connections, shared credentials and file drops for each new fintech, card program or digital channel, each built differently. Security teams cannot say with confidence which partner can reach which data, failures surface as customer complaints, and every new partner restarts the same work.

Who it’s for

• Integration and enterprise architecture teams at banks and credit unions
• Information security officers responsible for third-party and API access
• Digital banking and partnership teams onboarding fintech partners
• Core and mainframe application owners
• Internal audit and examiners reviewing third-party connectivity

1. DesignEach API starts as a specification agreed with your architects and security team: what data it exposes, which systems it calls, who may use it and which policies apply.
2. BuildMoraph builds the integration in Mule, connecting to core and mainframe interfaces such as message queues, transaction gateways and fixed-width files, and transforming their data into the agreed API format.
3. Connect partnersPartners and internal apps get access only through a registered client application with approved scope, rather than shared credentials or direct connections to the core.
4. OperateMoraph monitors traffic, errors and latency on every API, triages alerts, and handles changes and runtime upgrades through a logged process.

Managed API gateway

Every partner and channel call passes through Anypoint policies Moraph configures, rather than reaching core systems directly.

Authentication policies

Anypoint enforces OAuth 2.0 tokens or client ID and secret on each API, validated against your identity provider where configured.

Rate limiting and throttling

Limits per partner and per API protect core systems from more traffic than they can take.

Threat protection

JSON and XML threat protection and IP allowlists applied to APIs according to their exposure.

Mainframe and core connectivity

Integrations reach core and mainframe systems through the interfaces they already expose, such as IBM MQ, transaction gateways, databases and file transfers.

Copybook data mapping

DataWeave maps COBOL copybook and fixed-width records to the JSON or XML your partners expect, and back.

API catalog

Specifications, versions and documentation for every API kept in Anypoint Exchange, so teams reuse what exists.

Partner access control

Each partner uses its own registered client application with approved scope, which can be suspended without affecting others.

Monitoring and alerting

Traffic, error rates and response times per API and partner, with alerts that Moraph triages.

Release pipeline

Changes are built, tested and promoted through environments with your approval before production.

Layered API design

System, process and experience APIs keep core interfaces stable while partner-facing APIs change.

Access and change records

Partner approvals, policy changes and releases recorded so you can show examiners who could reach what, and when it changed.

Integration architect

Owns the API and integration design standards and approves specifications

API owner

Answers for a business API, its consumers and the data it exposes

Information security officer

Sets security policies, approves partner access and reviews exceptions

Core and mainframe owner

Owns the systems behind the APIs and approves changes that touch them

Auditor or examiner (read-only)

Reviews access, policies and change records without changing them

Moraph integration engineer

Builds, deploys and operates integrations under your approvals

Core banking

Account, customer and transaction services through the interfaces your core exposes, such as APIs, databases, message queues or files.

Mainframe applications

COBOL applications reached through IBM MQ, transaction gateways or file transfer, as your mainframe team allows.

Fintech partners and digital channels

Partner apps, mobile and online banking call published APIs with their own registered credentials.

Identity provider

Platform users sign in through your identity provider, and OAuth tokens can be issued and validated by your authorization server.

Security monitoring

API logs and security events forwarded to your security information and event management tool.

Secure file transfer

Batch files exchanged with partners where APIs are not suitable, including through Moraph's Secure File Transfer service.

Service management

Incidents and change requests tracked in your service management tool or Moraph's service desk.

Single sign-on

Platform users sign in through your identity provider, so your password and multi-factor policies apply.

Least-privilege partner access

Each partner has its own credentials and scope, approved by your security officer and reviewed periodically.

Controlled administrator access

Moraph engineers use named accounts with role-based access, and production changes require your approval.

Audit trail

Partner approvals, policy changes, deployments and administrator actions are logged with the person and time.

Encryption and keys

Traffic is encrypted in transit, and configuration and service records Moraph holds are encrypted, with keys Moraph staff cannot use without explicit, time-bound authorization.

Tested releases

Every integration change passes automated tests and a security review before release, under Moraph's SOC 2 Type II and ISO/IEC 27001 audited controls.

MuleSoft-hosted runtimes

Integrations run on MuleSoft's hosted runtime in the region your licence provides, operated by Moraph.

Runtimes in your environment

Where data must stay in your data center or cloud account, runtimes run in your environment and Moraph operates them by agreement.

Your existing licence

Where you already license MuleSoft, Moraph takes over build and operation, subject to the vendor's terms.

Connectivity assessment

We inventory existing connections to your core and mainframe, the partners using them and how they authenticate, and agree which to move first.

Licensing and platform setup

Moraph arranges the MuleSoft subscription or works with yours, sets up environments, single sign-on, roles and the deployment model for runtimes.

Security baseline

Your security officer approves the policy set for each data classification, which becomes the standard every API is checked against.

Core and mainframe interfaces

System APIs are built over the interfaces your core and mainframe teams expose. We need interface definitions, test access and a contact on each team.

Partner migration

Existing partner connections are moved to registered applications with approved scope, partner by partner, with each partner's cutover agreed in advance.

Handover to service

Monitoring, alerting, escalation contacts and the change process are agreed, and the service moves to ongoing operation with a monthly service review.

• Moraph is not the vendor. MuleSoft owns and operates the Anypoint Platform, and its own service commitments, roadmap and outages apply.
• Licences are subject to MuleSoft's terms, including capacity measures that may limit the number of integrations or the traffic they carry.
• Moraph does not change or operate your core or mainframe systems. Integrations use the interfaces your teams expose and are limited by their capacity.
• Decisions about which data is exposed and which partners may access it are your organization's, as is due diligence on each partner.
• The service is not a replacement for your web application firewall, network security or fraud controls.
• Moraph restores service on the integration layer; failures in core systems, networks or partner systems are resolved by their owners.
• Customer and regulator notifications after an incident remain your organization's responsibility.
• Platform features available depend on the MuleSoft edition and add-ons you license.

• List your current connections to the core and mainframe and see which would move first
• Review the proposed security policy standard with your security officer
• Walk through a partner access request from submission to registered application
• Ask how a copybook-based mainframe record would be exposed as an API
• Review the responsibilities table against your own teams and change process
• Ask to see a sample monthly service review and incident record